You never forget your first car. I know I will always remember mine—and for several reasons. First, I look back at that time in my life and realize I had no clue how much cars and insurance cost and how blessed I was to even have one on the day I turned 16. I didn’t work and save up money so that I could purchase my own car, I expected my parents (who both worked hard but did not have the funds to purchase their only child a brand-new car) to provide me with one. Looking back, I realize that was pretty presumptuous of me. Instead, my stepfather purchased a used car for…